In a post-aggregation era of fintech, building CDR compliance into your API is a baseline requirement for wallet apps. CDR-compliant APIs must handle: - Tokenized access and refresh flows - Compliance-driven data segregation - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native https://francisx617srq2.wikifordummies.com/user